Apply for a Title Loan

Borrow $3,000-$15,000+ | Terms 24-48 Months | Quick & Easy Application

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What Is a Title Loan?

  • A car title loan is a type of short-term secured loan that allows borrowers to use their vehicle title as collateral.
  • How much you qualify for depends on various factors like the value of the collateral, the borrower’s income, and credit history.
  • Obtaining a title loan includes temporarily surrendering your vehicle’s title to the lender who places a lien on your car title in exchange for the loan amount.
  • The lien is removed and the car title is returned to the borrower once the loan is repaid.

When you get a title loan from California Auto Finance, you get to keep driving your vehicle while you pay back the loan. There is no charge to see if you qualify and no pre-payment penalty if you decide to pay off your loan early.

Typical uses for a title loan include:

  • Medical Expenses
  • Home Repairs
  • Weddings
  • Funerals

Debt consolidation is a popular option for borrowers who need relief keeping up with multiple debt payments. A title loan with California Auto Finance could pay off those creditors and leave you with one fixed monthly payment.

Personal Loans Also Available! 

Customers with established credit can borrow without a title. Learn More

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Disclaimer

{I (WE) certify that everything I have stated in this application, and on any additional documents I (WE) may be required to submit with this application, is correct. I (WE) understand that California Auto Finance will retain this application whether or not it is approved. By signing this application I (WE) authorize California Auto Finance to check my (OUR) credit and employment history and to answer questions that others may ask about my (OUR) credit record. I (WE) agree to update credit information at their request if my (OUR) financial condition changes. By providing a telephone number for a cell or other wireless device now or in the future, I (WE) also hereby expressly consent to receiving communication at that number, including but not limited to, live calls, emails, text messages and calls made by our automatic dialing system, from California Auto Finance or their agent, or any third-party debt collector, about the servicing and collection of my (OUR) account with them.