In a bind and need cash? Own a car?
A Title Loan might be right for you!
A title loan, also known as a car title loan (prestamo por el titulo), is a short-term loan using your car’s title as the collateral. (Short-term means the loan must be repaid within 24 to 36 months.)
To get a title loan, you need:
- a vehicle that is paid off, and
- the title to your vehicle.
Don’t worry — at California Auto Finance, you DO get to keep driving your car while you’re paying off the loan.
How much money can you get?
The amount of the loan depends on a few factors, including your car’s value and your ability to repay the loan. At California Auto Finance, our minimum loan amount is $3,000 and our maximum loan amount is $15,000.
What factors do we consider to get you approved?
We consider a number of factors including credit score, income, and job to determine whether you qualify for a title loan. Many other short-term lenders only consider your car’s value.
Not sure whether you qualify for a title loan? Apply now — it’s fast, easy, and free to apply!
Why use California Auto Finance?
Here are a few things that make us different from other short-term lenders:
1. Our entire process is online, and WE come to YOU!
Simply Go Here to apply for a title loan. There’s no charge to apply. After that, we’ll send a Notary to you to complete the process.
There’s no need to bring your car’s title and ID to a specified location. We are based out of California, so if you happen to be in Orange County, we certainly welcome you to stop by our office to apply in person and enjoy a cup of coffee… but we have representatives all over the state, so we will come to you.
Our process is fast. You can get approved and have your cash as early as the same day!
2. Your monthly interest could be as low as 3%.
It’s not uncommon for a short-term loan to have an APR of 100%. One hundred percent! That’s crazy, right? We think so too. Which is why we’re able to offer you an APR of 36%, which, calculated monthly, is a rate of just 3%! This could cut your payment in half.
3. No prepayment penalty.
If you decide to pay off your loan early, there’s no extra charge!
4. We’re on your side.
We truly care about you and what you’re going through. Many of our customers come to us in need of fast cash due to:
- a death in the family
- a wedding, graduation or other important event
- student loans
- home repairs
- medical expenses
- a personal or family emergency
Whatever your need, we understand that it’s important to you and your family to have money during this time.
Since we consider more factors than other short-term lenders, you have a better chance of being approved with California Auto Finance than with other companies. Your interest will also be lower, making it easier to repay your loan. And if you have a good history with us, we’ll loan to you again and again!
It couldn’t be easier to get a title loan through California Auto Finance. Call today with any questions you may have, or apply online now.