Do you need a small loan… and fast?
Perhaps you have a family emergency and you need extra cash. Maybe there’s been a death in the family, or someone has medical expenses from an illness or injury. Or perhaps you need to pay for home repairs or student loans. Or, maybe it’s happy news and someone in your family is graduating or getting married and you’d like to contribute.
Whatever the reason, there’s a solution.
- you own a car — new or used — and
- your car has been paid off, and
- you possess the title to that car
then you could qualify for a title loan.
What’s a title loan?
A title loan is a short-term, small cash loan that allows you to use your car title as collateral.
Small means the loan ranges from $3,000 to $15,000. Short-term means you have 24-36 months to repay the loan.
What’s the commitment?
Title loans with California Auto Finance need to be repaid within 24-36 months. You ARE able to keep driving your car during the loan period!
Many short-term lenders charge 100% or more APR. In that case, you could be forced to pay back over twice the amount you were loaned! That’s just not possible for everyone, and that sets you up for failure and a major hit to your credit score. With California Auto Finance, we’re able to offer an APR of only 36%, or a monthly interest rate of only 3%. This could cut your payment in half.
And if you are able to pay off your loan sooner, there’s no penalty!
Do you qualify?
If you have a car that’s paid off, and you own title to that car, then you could qualify. We’ll take into account your credit score, income, and job to determine if you qualify — and if you do, you can get cash as early as the same day!
And the best part is, it’s so easy!
Our application process is free, fast, and all online! After you apply, we will send someone to you to complete the process. No need to come into our office! Of course, if you live in Orange County, you’re more than welcome to apply in person. We will look forward to meeting you and offering you a cup of coffee.
If you need fast cash, use your car title to secure a short-term loan with California Auto Finance. We take great pride in being an honest, reputable company that secures money for hardworking people when they need it most. Our default rates are much lower than other short-term lenders because we do our very best to set you up for success. And we will work with you every step of the way to keep you successful.
Feel free to call us with any questions you may have, or apply online now! We look forward to assisting you! Our friendly team is ready to help!